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Escalating Healthcare Cost
In India
Here are some government schemes that can help fund your cancer treatment.
1. Health Minister’s Cancer Patient Fund
The Ministry of Health & Family Welfare offers the Health Minister’s Cancer Patient Fund (HMCPF) under Rashtriya Arogya Nidhi. This is available for patients living below the poverty line.
2. The Health Minister’s Discretionary Grants
Also under The Ministry of Health & Family Welfare, the HMDG offers up to a maximum of Rs. 50,000 to poor patients in cases where free medical facilities are not available at government hospitals. Only those having an annual family income up to Rs.1.25,000 and below are eligible for financial assistance of up to 70% of the total bill.
3. The Central Government Health Scheme (CGHS)
Applicable for retired Central Government employees & dependents, which offers coverage for cancer treatment at approved rates from any hospital, apart from the hospitals set up under CGHS.
4. National Health Protection Scheme
An Ayushman Bharat initiative, the National Health Protection Scheme provides coverage up to 5 lakh rupees per family per year for secondary and tertiary care hospitalization. Head to this page to learn more about this.
5. The Prime Minister’s National Relief Fund
Originally intended for victims of natural disasters also provides partial coverage for heart surgeries, kidney transplantation, cancer treatment, and more such treatments.
6. State Illness Assistance Fund
States/UTs (with Legislature) have set up Illness Assistance Fund that offers coverage up to Rs. 1 Lakh for cancer treatment at government hospitals within the state. While some states do not have this scheme, Karnataka, Madhya Pradesh, Tripura, Andhra Pradesh, Tamil Nadu, Himachal Pradesh, Jammu & Kashmir, Maharashtra, West Bengal, Kerala, Mizoram, Rajasthan, Goa, Gujarat, Sikkim, Bihar, Chhatisgarh, Jharkhand, Haryana, Uttarakhand , Punjab and Uttar Pradesh and the NCT of Delhi and Puducherry support it.
7. Bonus: The Chief Minister’s Relief Fund
Under this, states provide financial assistance to the poor for cancer treatment. You can find complete details of the financial assistance available in your state at this link.
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